Loan Officer - General Loan

Job Objective:

• Responsible for product marketing and sales, client servicing, loan booking and document processing. Ensure prompt delivery, repayment of loans, provide periodic portfolio information & maintain portfolio quality.

Key Responsibilities:

Business Growth:

• Implement assigned sales/service plans to achieve growth objectives by agreeing on micro level sales, service, cross-selling and delivery plans with RM and ensuring on track performance.
• Portfolio Management:
• Proactive collection perusal, ensuring timely repayment of group loans and negotiation directly or through other elements included in KMBL’s distribution channel.

Compliance:

• Conduct loan booking in strict compliance with KMBL’s policies, procedures and ethical standards; facilitate in implementing internal control standards in letter and spirit.

Service Quality:

• Meet internal service standards and ensure no service related complaints are received from customers.

Skills:

• Good at selling and client servicing.
• Well organized with good communication & time management skills.
• Action oriented and able to work independently.
• Adaptability/flexibility in field work, relocation and extended working hours. Fluent in local language.
• Proficient in MS office Suite.
• Exhibits and upholds KMBL’s values and social performance objectives.

Education:

• Bachelor’s or Master’s Degree from HEC recognized / overseas university, in Business Administration / Commerce, Banking & Finance, Agriculture or Economics.

Experience:

• Prior experience is not necessary