Cash Officer

Job Objective:

• Responsible for error free and efficient processing of deposits, withdrawals transactions, cheques and other negotiable instruments at the customer counter within stipulated turn around time, maintain database for reporting/record and assist OM in branch operations. 

Key Responsibility:

Cash Payment & Receipts:

• Responsible for handling of Cash at Premises including payment, receipts, transportation & petty cash management.
• Processing of Cash deposit, withdrawal local & on-line transactions in line with applicable procedures.
• Payment of Cash after proper verification as required e.g., customer, funds availability, cheque etc.
• Collection of loan recoveries receipt in line with laid down procedures & its system posting.
• Ensure cash/cheques and all other transactions are promptly & accurately recorded in system. 

Cash Management:

• Projection for cash requirements of the branch & ensure cash is maintained within prescribed insurance limits.
• Ensure Cash transportation is done strictly in line with applicable procedures.
• Keep physical cash balanced with system before leaving the seat during the day and at day end.
• Make sure that excess cash is duly insured (where required).  

Cash Sorting:

• Sorting of cash in line with SBP & KIM guidelines & its record maintenance.
• Responsible for SBP & Internal/External Audit of Cash Management & transactions etc. 

Customer Services:

• Ensure TAT in processing of cash related transactions.
• Provide upto mark customer services at Cash Counter ensuring zero customer complaints.
• Provide support to branch in achieving sales targets by cross-selling KMBL products, particularly liability products.

Skills:

• Cash handling experience in banks or financial/corporate sector will be preferred.
• Knowledge of SBP regulations on branch banking and cash management.
• Customer focused and good team member.
• Proficient in MS Office Suite.
• Exhibits and upholds KMBL’s values and social performance objectives.

Education:

• Minimum 14 years of education from HEC recognized university, in business administration/commerce/accounting/ finance or economics. 

Experience:

• Prior experience is not necessary