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Loan Officer - General Loans

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Industry:
Banking/Financial Services
Category:
Sales & Business Development
Total Position:
35+
Job Type:
Full Time/Permanent ( First Shift (Day) )
Department:
Retail Banking
Job Location:
All Cities
Gender:
No Preference
Age:
17 - 29 Years
Minimum Education:
Masters
Career Level:
Entry Level
Minimum Experience:
Fresh
Apply By:
Feb 29, 2020
Posted On:
Jan 6, 2020
Job Description

Responsible for product marketing and sales, client servicing, loan booking and document processing. Ensure prompt delivery, repayment of loans, provide periodic portfolio information & maintain portfolio quality.

Key Responsibilities:

Business Growth:

  • Implement assigned sales/service plans to achieve growth objectives by agreeing on micro level sales, service, cross-selling and delivery plans with RM and ensuring on track performance.

Portfolio Management:

  • Proactive collection perusal, ensuring timely repayment of group loans and negotiation directly or through other elements included in KMBL’s distribution channel.

Compliance:

  • Conduct loan booking in strict compliance with KMBL’s policies, procedures and ethical standards; facilitate in implementing internal control standards in letter and spirit.

Service Quality:

  • Meet internal service standards and ensure no service related complaints are received from customers.

Skills:

  • Good at selling and client servicing.
  • Well organized with good communication & time management skills.
  • Action oriented and able to work independently.
  • Adaptability/flexibility in field work, relocation and extended working hours. 
  • Fluent in local language.
  • Proficient in MS office Suite.
  • Exhibits and upholds KMBL’s values and social performance objectives.

Education:

  • Bachelor’s or Master’s Degree from HEC recognized / overseas university, in Business Administration / Commerce, Banking & Finance, Agriculture or Economics.

Experience:

  • Prior experience is not necessary. 

Required Skills

Excellent speaking skills in the target language, Responsible, Sales Analysis,

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